News to know about social security


March is Women’s History month and each year the Social Security Administration celebrates by reflecting on the achievements of women.

Social Security has served a vital role in the lives of women for more than 85 years.  

Women have longer average life expectancies than men, which means they live more years in retirement and have a greater chance of exhausting other sources of income.  It’s important for women to plan early and wisely for retirement.

The retirement pages at provide detailed information about how life events, including marriage, widowhood, divorce, self-employment, government service, and other life or career changes, can affect a woman’s Social Security retirement benefits.

Your earnings history will determine your future benefits, so we encourage you to verify that the information is correct.

Create a personal my Social Security account at and review your earnings history.  If you find an error in your earnings record, it is important to get it corrected so you receive the benefits you earned when you retire.

The publication, How to Correct Your Social Security Earnings Record at provides details on how to make corrections.  

View your social security statement on your my Social Security account, for estimates of future benefits and other important planning information.

To learn more about how we can help women plan for retirement, check out the online booklet, Social Security: What Every Woman Should Know.  You can find it at  


If you plan to pay a cleaning person, cook, gardener, babysitter, or other household worker, including for transportation, meals, and housing, at least $2,400 in 2022, there are additional financial responsibilities to consider.

 When you pay at least $2,400 in wages to a household worker, you must do the following: 

•    Deduct Social Security and Medicare taxes from those wages. 
•    Pay these taxes to the Internal Revenue Service. 
•    Report the wages to Social Security. 

Accurate reporting is important as employees earn credits toward Social Security benefits and Medicare coverage.  Social Security or Medicare credit is earned for every $1,510 in wages that are reported.

Generally, people need 10 years of work to qualify for:

•    Retirement benefits (as early as age 62). 
•    Disability benefits for the worker and the worker’s dependents. 
•    Survivors benefits for the worker’s family. 
•    Medicare benefits. 

Learn more about reporting household worker income by reading Household Workers at 


You don’t have to be retired or even close to retirement to benefit from an online personal my Social Security account. Most Social Security business can be conducted online without contacting Social Security with a personal online account, whether you receive benefits or not. 

If you are not currently receiving benefits, you can use your personal my Social Security account to: 

•    Request a replacement Social Security card (in most states and the District of Columbia).
•    Estimate your future benefits. 
•    Get instant proof that you do not receive benefits.
•    Check the status of your Social Security application when you decide to apply for benefits.
•    Review your earnings history.

If you already receive Social Security benefits, you can use your account to:

•    Request a replacement Social Security card (in most states and the District of Columbia).
•    Get instant proof that you receive benefits.
•    Set up or change your direct deposit. 
•    Change your address.
•    Request a replacement Medicare card.
•    Get an instant copy of your Social Security 1099 (SSA-1099) or SSA-1042S.
•    Opt out of receiving certain notices by mail and instead receive them in the secure Message Center.

Save time and go online today at